Understand the Industry
And Benchmarking
Of Your Credit Union
Access data intelligence that matters – From historical trends to interactive performance analysis.
Try FINsights Now
From Membership to Deposits to ROAA
– Cinchy Is Your Growth Engine
Cinchy eliminates data silos and complexity. It reveals insights that lead to data collaboration across teams and systems. Imagine growth, marketing, and finance teams partnering on the same data sets to attract new members, find competitive rates, and grow deposits. With Cinchy, multiple teams collaborate to develop a shared understanding of member needs when it matters most.
FINsights Benchmarking
Financial institution benchmarking with comprehensive public data
- Custom peer groups
- Comparisons, rankings
- Comparative loan analysis
- Merger analysis
Asset-Liability Committee (ALCO)
Helping ALCO with granular, interactive research with dynamic real-time data
- Manage liquidity real time
- Product mix at a glance
- Cost of funds day by day
- Full financial picture
Member
Research
Understand your membership, deepen relationships, and be where they need you to be
- Membership at a glance
- Custom demographic maps:
- Age, AUM, Account
- Branch, Location
Transaction Monitoring & Alerts
See large deposits live – before they’re transferred out of your credit union
- Proactively engage:
- Retain deposits
- Digital banking
- Loan options, rates
Data That Makes You Unrivaled
FINsights is a valuable benchmarking resource steeped in data, charts, and insights from more than 20 years of credit union and banking performance reporting. Its unparalleled access to industry data enables your credit union to make key business decisions supporting the mission to enhance the financial lives of your members.
Peer-vs.-Peer Benchmarking
Measure your credit union’s business performance against your peers in numerous ways – from deposits and delinquencies to liquidity and ROAA.
Loan Performance
View comparative analysis of your credit union juxtaposed against your custom peer group – see how loans are distributed across products and how peers are also doing against those same metrics.
FI Comparisons & Rankings
Compare and rank your credit union against custom lists of peers and key performance indicators.
Merger Analysis
Within seconds, evaluate any financial institution in the United States as a potential merger target and determine if a transaction is effective and sensible. Prevent Finance and Accounting wasting time manually conducting analysis.
Use Cases & Benefits:
Grow Deposits & Protect Liquidity:
A member transferring $1 million to another institution was guided to reinvest, increasing credit union deposits by $1.7 million.
Real-time Data & Strategic Decisions:
Data collaboration saved a credit union $180,000 by avoiding a dividend that had no member benefit.
Superior Performance Analysis
Build data products that support the most important aspects of your account management and customer success operations.
- Customer success
- CRM augmentation
- Revenue intelligence
- Orders, billing, payments
- Renewals
- Customer support
Outcomes
- Customer 360
- Credible forecasting
Member Experience
Sizing up your performance and staying ahead of the market requires comprehensive intelligence. FINsights’ detailed performance analysis and tools provide highly detailed, actionable information.
- Define your market
- Nuanced market understanding
- Custom peer groups
- Identify growth opportunities
- Identify areas for improvement
- Spot performance issues
- Identify M&A opportunities
Our Clients:
Cinchy University
Your knowledge base for the latest news, perspective, and information regarding data collaboration and its material effect on your financial institution.
FINsights for Credit Unions
